Financing Commercial Projects in West Palm Beach

West Palm Beach offers a number of opportunities for commercial projects. New construction, multifamily rentals, fix and flip projects, and more are generating revenue for businesses and property investors alike. However, securing adequate financing, especially in the current economic climate, can be challenging.

Turndowns Are Trending Up

Banks and similar lending channels are tightening their requirements for borrowers, especially in cases where property is involved. Commercial projects involving investment properties are seen as high-risk loans, despite the increased demand for commercial real estate over the past year. Traditional lending channels have raised their credit and collateral requirements while simultaneously lowering the amounts their can offer to borrowers, which has led to a rise in loan turndowns for commercial projects. This has placed a number of commercial projects in West Palm Beach in a holding pattern, or have caused entrepreneurs to miss out on time-sensitive opportunities completely. Borrowers need a flexible source of funding that is more accessible so they can keep commercial projects moving.

Financing for Projects in West Palm Beach

While traditional lenders are tightening their requirements, entrepreneurs are turning to bridge and hard money loans. The truth is that bridge and hard money loans have been a staple source of funding for commercial projects in West Palm Beach and across the United States. Since bridge and hard money loans are structured around the overall value of the property and hard assets involved in a commercial project, entrepreneurs can get the financing they need with a much lower risk of turndowns. Additionally, bridge and hard money loans are more versatile than traditional loans. While traditional loans are typically single-use and single-purpose, bridge and hard money loans can be used for a number of purposes, such as covering time-sensitive expenses, filling in gaps in capital, paying contractors, and anything else a commercial project requires. Bridge and hard money loans are preferred by businesses and property investors because they offer the financing needed, regardless of economic ups and downs.

At HML Solutions, we specialize in bridge and hard money loans for commercial projects in West Palm Beach, FL. Our team will work with you directly to understand your needs, so we can structure a financing solution to help you reach your goals. Contact HML Solutions today to get started.

Hard Money Loans: A Primer for West Palm Beach Property Investors

Property investors in West Palm Beach, FL are very familiar with the challenges of trying to secure funding through traditional lending channels. Lenders have their own specific chain of command, which can cause delays and prevent property investors from taking advantage of transactions with small windows of opportunity, and cause projects to grind to a halt. Finding a lender in Florida who understands both hard money loans as well as local property markets can give investors an edge, if they know where to look and what to ask for.

Hard Money Loans for Flipping Houses

Right now, the fix and flip market is seeing tremendous growth in the Palm Beach area. However, because property flippers operate on a tight schedule, navigating the red tape of traditional lending channels is out of the picture. Instead, property flippers in West Palm Beach, FL utilize hard money loans to purchase and renovate properties quickly. With fast closings and generous terms, hard money loans provide the financing necessary to keep fix and flip projects on track. Hard money loans enable West Palm Beach area flippers to close quickly on properties and move the debt into a long-term product through refinancing. Because hard money loans have interest-only payments, local property investors are able to use the bulk of the funding for renovations and listings. In short, hard money loans are extremely efficient and allow property flippers to keep their projects on track.

Using Hard Money Loans for Other Purposes

Hard money loans are not just for fix and flip projects. Commercial real estate investors throughout West Palm Beach, FL use hard money loans for a wide range of purposes, such as renovating multifamily residences; purchasing properties; short sales; new construction; real estate owned (REO) by a bank or other institution, and even unique commercial real estate projects in West Palm Beach. Hard money loans are also less arbitrary than traditional loans, because hard money loans are structured around the value of the property in play, as opposed to in-depth earning histories or other assets. Hard money loans are easy to access and are a staple for property investors throughout Florida.

At HML Solutions, we offer hard money loans tailored to the needs of property investors in West Palm Beach, FL. Whether you are lining up a fix and flip project, or you have something unique on deck, our team will work with you to provide the financing you need quickly and efficiently. Contact HML Solutions today to get started.


Our Hard Money Investors Helping Brokers Across The Globe

HML Solutions has many options for hard money brokers, depending on the particular loan and involvement. Not only do we protect broker fees, we use direct private lenders, while our loans are underwritten and approved in house. All this, giving us the chance to give you fast approval, as quick as 10 days!


Our hard money programs feature a plethora of valuable options to help meet your client’s wants and needs. We are seasoned professionals and investors, working directly with brokers to help close more loans for customers — regardless of credit.

Hard Money Bridge Loan Services – Commercial Funding

HML Solutions is built on a strong foundation of veteran business professionals, investors and entrepreneurs ready to help you with your commercial funding project. We strive to help you establish fast funding for commercial endeavors, contracts, and immediate financial needs. We pride ourselves on assisting with hard money non-traditional project funding. No hassles or delays that you typically associate with traditional lenders.


Our hard money bridge loan services can be used for a wide range of commercial funding projects including:

  • Single Family Units
  • Multi-Family Units
  • Real Estate Acquisition
  • Bridge Loans
  • Short Sales
  • Construction Loans
  • REOs
  • Bank Foreclosed Properties
  • Special and/or Unique Projects (CONTACT US)

Welcome to HML.

Thank you for visiting our website and blog.

Hard Money Loans, FL stands on a foundation that has a no-exception honesty & integrity policy. Our uniqueness stems from our genuine care for relationships, and the ethical value of our group. Your communications with us are guaranteed to be easy-going, clear, and truthful.

HML introduces an important perspective into the professional world of finances. Care and cause. You will see repeatedly on our website that we aim to “build a better world.” We are interested in funding large projects that will provoke large change, by increasing the value and integrity of the communities in which they exist.

If you are looking for a cash loan, are a broker, or are interested in funding a great project, please do not hesitate to engage with us!