Hard Money & Bridge Financing Solutions For The Greater Freeport Area


Located just 13 miles north of South Walton and its famed sugar sand beaches, Freeport is an ideal hub for those who love exploring the natural side of Florida, as well as partaking in some fishing or boating. Historically, Freeport was heavily reliant on the timber industry, via sawmills and logging, and is the home of Driftwood Guitars, handmade guitars crafted by Chris Alvarado.

Freeport’s location in Walton County on the Emerald Coast makes it one of the most outstandingly beautiful areas of the state of Florida. The small-town feel means that this is a pleasant and homely place, where everyone knows everyone, and where you can enjoy the scenic surroundings and the calm still waters of the Bayou as it filters into Choctawhatchee Bay. Investors seeking a quiet and idyllic getaway property will find Freeport absolutely perfect for accomplishing this.

If you’re looking to invest in property here, you should take advantage of our hard money and bridge financing solutions for Freeport, FL. Here’s what you need to know:

What are Hard Money Loans & Bridge Loans?

Hard money loans and bridge loans share similarities, but they also have discernible differences, and it is important to understand these. Whilst both provide financing solutions for investors looking to secure property, each operates slightly differently. So here are some of the key things that you need to understand about hard money and bridge loans.

Hard Money Loans

Hard money loans are loans provided by private lenders and are based on the assets a person has. This is financing that is collateralized by hard assets, hence the name, and is a great way of being able to secure financing without worrying about poor credit. These loans do not go through the score-based approval process of traditional loans, meaning you can loan more, and the process is completed faster.

Commercial Hard Money Loans

Commercial hard money loans are designed to help borrowers get the capital they require to find their commercial project. Without having to go through a traditional bank, this is a loan structured to utilize capital from private lenders.

Bridge Loans

Bridge loans differ slightly in that, whilst they too are loans that provide an influx of cash for helping to secure investment projects, they are more limited in the scope of usage. Bridge loans are short-term options, operating as a gap loan in situations where a person may need to buy a property before the sale of their property has gone through. Bridge loans can also be used for building, flipping, and renovating properties as well.

What are the Advantages of Hard Money and Bridge Loans?

Bridge loans and hard money loans are invaluable for investors looking to purchase property, but who may not be in a position to spend that kind of cash immediately – they could be waiting for their home to sell. Bridge loans provide an important stop-gap and allow investors to get their purchases over the line without the risk of losing out on the investment. Hard loans are ideal for those who may not have the best credit history but are still keen to purchase their dream property. Both offer a fast and effective way of gaining access to funding, with attractive repayment options as well.

Get in touch with HML Solutions to discuss your financing needs and figure out the best hard loan or bridge financing options that will help you gain the funding you need right now.

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:

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