Hard Money & Bridge Financing Solutions For The Greater Midway Area


Midway, FL, has a very old history in the lore of the state, apparently having been considered the “capital” of the territory by the early Spanish explorers. Speculated to be named Midway for its location as a middle point between Pensacola and Jacksonville and middle point between Quincy and Tallahassee, the city has preserved its history while moving forward with creating a clean industry.

For anyone interested in buying property in and around Midway, FL, hard money and bridge financing solutions from HML Solutions can be a real game-changer.

Just some of the benefits you get with hard money and bridge loans

Standard loans and mortgages are all very well, but they come with a significant number of drawbacks as well — including the fact that they typically take a lot longer to approve and clear than hard money and bridge loans.

Here are just a few of the benefits of hard money and bridge financial solutions that can make them a superior option.

Simplicity defined

Getting a conventional loan or mortgage from a bank entails a lot of credit checks and requires you to tick a variety of different bureaucratic boxes.

Not only can this be a real pain and source of frustration, but it can also mean that loans take too long to be approved, therefore causing you to miss out on great property opportunities.

We believe in keeping things simple on our end, and simple in terms of what we ask from you.

Here are some of the straightforward benefits associated with our services:

  • A rapid and simple credit check
  • Only modest cash flow requirements
  • The bare minimum of business documents requests, to aid simplicity and reduce frustration
  • No outside collateral requirements
  • Fast closing
  • Fixed interest rates

Property value first, personal credit second

While we do of course conduct some credit checks on our clients before approving loans, these checks are far less fundamental to the process than with conventional loans.

With hard money and bridge loans, the value of the property you want to buy is what gets most of our attention, and significantly impacts and determines the amount you get approved for.

When you get a hard money or bridge loan from HML Solutions:

  • Your loan will be calculated according to a loan-to-value ratio (LTV) of up to 75% of either the asking price for the property, or the existing value of the property, with the lowest of the two numbers forming the basis
  • You will be eligible for loans ranging from $50K-$50M and up, based on the value of the property and its LTV

Fixed interest rates and transparent terms and conditions

It’s a constant source of frustration for us that many private financing companies mislead their clients with hidden terms and conditions, and exploitative and excessively variable interest rates.

With us you can expect:

  • Clearly presented terms and conditions
  • Fixed interest rates
  • Interest-only amortization
  • Terms ranging from 1-5 years
  • No penalties for prepaying loans, meaning you can pay your loan off early with no negative repercussions
  • Fixed interest rates from 6.99%–12%

Get in touch with HML Solutions today

At HML Solutions we offer free consultation to all prospective clients and can assess your goals and your needs quickly and effectively.

Get in touch via our contact form to start the process, and your loan may be closed within 10 days of reaching an agreement.

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:

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