Hard Money & Bridge Financing Solutions For The Greater St. Pete Beach Area


Here at HML Solutions, we have a long history of helping individuals invest in property in the St. Pete Beach area! Just west of St. Petersburg, this resort city set on a barrier island is proving popular on both the property and rental market for a host of good reasons.

Whatever draws you to this location – whether that’s its proximity to Orlando, the balmy waters of the Gulf of Mexico, or its average of 361 days of sunshine a year – you’re going to have to snap up desirable properties fast to make the most profit from each opportunity that presents itself to you. HML Solutions can help with this, by providing access to hard money and bridge loans.

Our Loans

Our array of hard money and bridge loans is specially created with real estate investors in mind. Whether you’re planning on investing $50,000 or $50 million into properties in the St. Pete Beach area, we’ll be able to help. We offer loans with terms between 1 and 5 years and can recommend the best option for you based on affordability and your finances.

You can rest assured that we are open and transparent with all of our loans. You won’t find any additional fees in the small print. Instead, you can simply enjoy fair, fixed interest rates between 6.99% and 12% with no prepayment penalties if you wish to clear the loan faster than you originally anticipated.

We Prioritize Ease

We’re very familiar with the phrase “time is money”. We know that when it comes to dealing in real estate, you need to make decisions and close deals fast. Of course, sourcing funds to be able to do this can often prove to be a spanner in the works. All too often, lenders will stall on closing deals, requesting last-minute documentation, drawing out application processes, and generally making the entire process excessively long-winded.

Here at HML solutions, we prioritize speed and ease. Most of our clients secure funding within 7-14 days maximum. We’re proud to have given countless clients in St. Pete Beach the best opportunity to experience success thanks to the sheer speed of our approval process. When you choose us, you benefit from:

  • A simple and straightforward credit check
  • Fewer cash flow requirements than other lenders
  • Fewer business documents required
  • No outside collateral requirements
  • Faster closing times as a result!

Expertise and Local Knowledge

We are experts in our field and have a longstanding relationship with many investors in the St. Pete Beach area. We will be able to help you make informed decisions about your projects regarding our loans. Whether you’re planning on refurbishing a residential property or flipping commercial premises like a strip mall, you can guarantee that we’ve approved loans on similar projects before.

If this all sounds good to you, and you’d like to get your real estate investment journey started, get in touch with HML Solutions today! A friendly member of our team will be able to assist you further.

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:

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