Hard Money Loan & Private Lending Solutions For The Turks And Caicos Islands

Private Lending Help for The Turks & Caicos Islands

The Turks and Caicos Islands are home to a number of ambitious and forward-thinking projects. New housing, construction, and businesses are springing up all over TCI, and with them, the need for efficient financing. At HML Solutions, we provide bridge financing and hard money loans to ensure projects have the capital needed to keep moving forward without any delays.

Funding For Projects In The Turks And Caicos Islands

We recognize that no two commercial projects are alike, and that traditional “one size fits all” loans do not cover time-sensitive expenses when they take a long time to process and adhere to arbitrary requirements and funding limitations. HML Solutions provides funding tailored to the size and scope of projects on an individual basis. We offer financing for projects throughout the Turks and Caicos Islands, including:

  • Single Family Units
  • Multi-Family Units
  • Real Estate Purchases
  • Short Sales
  • Construction Loans
  • REOs
  • Foreclosure Properties
  • Unique Projects (contact us)

Better Financing Solutions For TCI Entrepreneurs

Today’s economic landscape calls for fast transactions and equally fast and efficient funding. Business and commercial real estate projects need to move forward, and cannot be delayed by traditional lending channels with prohibitively high requirements and long processing times. As an alternative, HML Solutions provides efficient bridge financing and hard money loans to ensure projects stay on track and that time-sensitive expenses are covered. Unlike traditional lenders, we do not require exhaustive credit histories, nor do we make our clients jump through hoops or leave approvals up to arbitrary loan board decisions. We look at the value and overall profitability of property and hard assets to structure funding solutions. Our bridge financing and hard money loans are tailored to markets in the Turks and Caicos Islands, and feature:

  • LOAN AMOUNTS: $1M – $50M+
  • LTV: Up to 50% of the as-is value or purchase price (whichever is lower)
  • TERM: 1 – 2 Years
  • RATE TYPE: 12%
  • AMORTIZATION: Interest only
  • PREPAY PENALTY: None (Repay the balance at anytime during the term)
  • CLOSING: 4 – 8 Weeks

A Modern Approach To Financing In The Turks And Caicos Islands

Business and commercial real estate projects move at a much faster pace these days, and any delays in financing can eat into budgets and keep people from reaching their goals and generating revenue. Traditional lending channels, by their very nature, cannot process loan requests without going through a very specific chain of command, which ends up placing projects on hold while applications are passed from department to department. At HML Solutions, we recognize the need for a more efficient financing process, and that every commercial project can positively impact the Turks and Caicos Islands as a whole. When our clients get the funding they need to finish a commercial project, the final results bring in new residents or businesses, which puts more capital into the local economy. Housing, business space, new construction and more all to towards making the TCI economy stronger and more competitive.

HML Solutions provides funding designed specifically for commercial projects in the Turks and Caicos Islands. Contact our offices today to get the financing you need.

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:

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